The Program
- Provides relief from the high cost of workers’ compensation premium by working to decrease the company’s experience modification rate (EMR)
- Employers share risk by combining premium and losses. Group premium greater than group losses = refund
- Earned refund + low EMR = big savings
Click here to read the white paper on the value of Retro utilization
The Group
- PITB’s transportation retro group formed in 1995.
- Members have earned $127 M in refunds
- Refunds for the last three plan years is $24 M
Click below to download the PITB group prospectus with more numbers and list of members
Download the Group Prospectus
This guide outlines the roles and responsibilities that enable us to reach our goals together.
The DSP Numbers
- First DSP employers joined the PITB Retro group in mid-2020 and there are currently 10 members in the group. We have been collecting data on DSP employers to measure their success.
- In Plan Year 2022 DSP employers vested in the program earned an average premium refund of 33.4%
- In 2025, 2 DSP members earned the claims free discount and will enjoy a 40% premium discount.
Jeff Allen
PRMX LLC
The Services
- Approach Management Services is the third-party retro administrator serving the groups’ members
- Members have an assigned professional claims manager who works directly with L&I to adjudicate claims
- Members have access to a safety manager who provides onsite service
- Approach Managements services are built for member success including access to the client portal with templates, compliance information and much more.
Click here to view the complete list of services included in Retro group participation
The Next Step
- Schedule an introduction to Retro – call or text Liz Evans at 360-927-1946 or via email liz.evans@approachms.com
- Take the first step and fill out the no obligation release
- Take a complimentary Claims 101 class to learn more about claims management best practices
The form below allows us to pull your loss history and premium information to determine if your company qualifies to join a PITB retro group. We will provide you with a three-year illustration of refund results you would have earned as a member. This process typically takes 7-10 days.